Topic: Erica Sandberg
Rewards programs have long been associated with credit cards, but as debit cards become more popular, banks are boosting incentive plans for...
Often, it isn't until couples have a new baby that they realize they need more space and decide to buy a house. "I urge everybody to put themselves in the place of the lenders," says Sandberg. " If you want to get ...
Your bundle of joy comes with a bundle of bills. In fact, the average family spends $11,000 to $16,000 during a new baby's first year, according to Stacey L. Bradford, author of The Wall Street Journal Financial Guidebook for ...
Could stacking your Twitter or Facebook contacts lists with financially-responsible friends help improve your chances of getting a loan? " reporter Erica Sandberg writes that, "In their quest to identify creditworthy customers, some (creditors) are tapping into the information you and your friends ...
If you've got mounting credit card bills, call your card company and ask for a lower interest rate. It helps if you can point to a history of paying your bills with them on time, but even if you're a ...
Credit counseling programs offer services such as budgeting advice and debt and mortgage counseling, usually free or at a low cost. The credit counseling agency helps you negotiate reduced interest rates and payment plans, and you make monthly payments to the credit ...
The Howells' choice to have Sarah stay home was sensible in many ways, but it has also created financial and emotional distress. "Sarah and Andrew need to either reduce expenses or increase their income - or both - to close the gap and get ...
